Pandum Checking

Everyday banking elevated. No monthly fees with qualifying activity, early direct deposit, and powerful digital tools.

Open Checking

Pandum One Checking

Core checking with free online bill pay, mobile deposit, Zelle®-style transfers, and ATM fee reimbursements.

  • No monthly fee with $500+ average balance or direct deposit
  • Free debit card with contactless
  • Overdraft protection options
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Pandum Private Client Checking

Premium relationship banking with dedicated advisors, higher limits, and exclusive benefits.

  • Preferred rates on loans and savings
  • Priority customer service
  • Wealth planning access
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